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Atomic Credit Union is expanding its social distancing practices by modifying our lobby operations. All in-person credit union services are available by appointment only. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available. Learn More 

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Important Update From Atomic Credit Union Regarding the Coronavirus (COVID-19): Learn More

Individual Retirement Account (IRA)

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Investing Today For Your Tomorrow

Eligible members may start saving for retirement today by opening an Individual Retirement Account.  Atomic Credit Union offers both Traditional and Roth IRAs, each having unique tax advantages that your tax advisor can explain.

Making the right investments today can make all the difference for your future.

  • IRA certificates available with a $1,000 minimum balance with terms of 3-60 months
  • No early withdraw penalties for normal distributions from an IRA certificate after reaching age 59 ½
  • IRA Savings available for payroll deduction or direct deposit contributions with no minimum balance – subject to yearly contribution limits
  • Insured separately from regular funds up to $500,000