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Important Updates regarding the Coronavirus (COVID-19): Learn More Atomic Credit Union lobbies have reopened. Lobbies will close 30 minutes before drive-thru services. We will recognize every Wednesday from 10am to 11am as specially designated lobby service hours for our at-risk population of members. Social distancing practices are in place and appointments are also available. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available.

Individual Retirement Account (IRA)

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Investing Today For Your Tomorrow

Eligible members may start saving for retirement today by opening an Individual Retirement Account.  Atomic Credit Union offers both Traditional and Roth IRAs, each having unique tax advantages that your tax advisor can explain.

Making the right investments today can make all the difference for your future.

  • IRA certificates available with a $1,000 minimum balance with terms of 3-60 months
  • No early withdraw penalties for normal distributions from an IRA certificate after reaching age 59 ½
  • IRA Savings available for payroll deduction or direct deposit contributions with no minimum balance – subject to yearly contribution limits
  • Insured separately from regular funds up to $500,000