Operating Lines of Credit Due to the cyclical nature of agriculture, farmers often encounter cash flow issues during the natural course of business. Atomic Credit Union offers support with affordable financing. Variable rates Terms are typically 12 months Annual review ensures your Line of Credit remains a good solution for your business Farm Real Estate Loans Are you in the market to purchase, refinance or improve your farm real estate? Atomic can work with you to structure a loan that best fits your needs. Competitive interest rates Flexible repayment terms: annual, semi-annual, quarterly and monthly In-house underwriting Farm Equipment Loans Are you planning to expand or upgrade your farming equipment? Atomic Credit Union offers financing to ensure your farm has the equipment it needs to grow. Fixed terms and payments make budgeting easy Competitive interest rates Detached Accessory Structures Grain Bins Pole Barns Silos Greenhouses Barnyard Buckaroo Program Our Youth Ag Loan program is designed to help our area 4-H'ers and FFA members finance their market animal projects! 1% annual percentage rate No loan fee Loan amount up to $2,500 Loan is due in full annually on October 15th Build your credit with Atomic Credit Union View Application Packet Click here to learn more regarding Agribusiness.