Important Updates regarding the Coronavirus (COVID-19): Learn More Atomic Credit Union lobbies have reopened. We will recognize every Wednesday from 10am to 11am as specially designated lobby service hours for our at-risk population of members. Social distancing practices are in place and appointments are also available. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available.


***An update for our 24-Hour Telephone Teller Users***
We have discovered new technology that will enhance our members' experience while using the 24-hour telephone teller system. Because of this discovery, we have delayed the implementation of the automated system to mid-June. This will ultimately allow us to provide a better product to you, our member! We apologize for the delay, but know you will be happy with the end result! For all your banking needs, please contact us by calling 800.652.2328 or emailing

Ag Lending

Best in the Field

 Let Atomic help pair you with the product that works best for you and the cash flow of your operation.  We can help with all your farming needs, and we offer many great features including annual loan payments. 

Operating Lines of Credit

Due to the cyclical nature of agriculture, farmers often encounter cash flow issues during the natural course of business.  Atomic Credit Union offers support with affordable financing. 

  • Variable rates
  • Terms are typically 12 months
  • Annual review ensured your Line of Credit remains a good solution for your business

Farm Real Estate Loans

Are you in the market to purchase, refinance or improve your farm real estate?  Atomic can work with you to structure a loan that best fits your needs. 

  • Competitive interest rates
  • Flexible repayment terms: annual, semi-annual, quarterly and monthly
  • In-house underwriting

Farm Equipment Loans

Are you planning to expand or upgrade your farming equipment?  Atomic Credit Union offers financing to ensure your farm has the equipment it needs to grow.    

  • Fixed terms and payments make budgeting easy
  • Competitive interest rates

Detached Accessory Structures

  • Grain Bins
  • Pole Barns
  • Silos
  • Greenhouses

Click here for more information.