Business Checking Accounts

Get a checking account built for your business
Access your funds with a Business Debit Mastercard, compatible with mobile wallets
Add employee cards with customizable spending limits for greater control
Convenient services to streamline your business

Add Merchant Services such as credit, debit and gift card processing, check imaging, and other options

Choose an account that fits your business

Whether your company is small or growing, we have options to match your size and transaction needs—so you can keep your finances on track and save time.

Manage your account online or on your phone, anytime, anywhere your workday takes you.


Manage your business's finances with a checking account from Atomic Credit Union. Contact us or visit a branch in Southeast Ohio to open an account.

Basic Business Checking Account

Here's the perfect account for start-ups, community organizations and nonprofit groups that want simplified checking with anytime access. 

  • No minimum balance requirement
  • Includes 100 free transactions per month ($0.25 per transaction after 100)
  • Please note, Cash Management Services are not available with Basic

Cornerstone Business Checking Account

Our legacy business checking account delivers plenty of value and fits the majority of our business clients.

  • Maintain a $2,500 average daily balance or $50,000 in loan relationships to waive the $10.00 monthly fee
  • Includes 200 free transactions per month ($0.25 per transaction after 200)
  • Access ACH Services, Wire Services, Payroll Services, Account Householding and User Entitlements

Advanced Business Checking Account

If you run a large business with a high transaction volume, this checking account caters to your more complex needs.

  • Maintain a $10,000 average daily balance or $100,000 in loan relationships to waive the $20.00 monthly fee
  • Includes 400 free transactions per month ($0.25 per transaction after 400)
  • Access ACH Services, Wire Services, Payroll Services, Account Householding, Business Insights Reports and Exports, and User Entitlements

Transactions are defined as written checks, cash & checks deposited and ACH debits and credits.

Additional fees may apply for Cash Management Services.

Tools to help your business succeed

Explore the affordable financing options available

Get tips on how to expand your business and grow your success.

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