Student Credit & Debit Cards

Once your child turns 10, they can receive a free Debit Mastercard with their Atomic Credit Union account.

Cards are printed in-branch, and two custom designs are available. Simply stop by a local branch to pick your child’s favorite style!

• Monitor card transactions through your laptop, phone or tablet 
• Use Digital Banking to turn your card "on" or "off" or to set spending limits
• Withdraw money at ATMs and get cash back at many retailers, too
• Link your card to mobile wallets like Apple Pay, Google Pay, or Samsung Pay for contactless payments
• Chip technology encrypts your transactions to keep your personal information secure
• Your card is protected by 24/7 fraud monitoring and help from our card representatives

Looking to establish your credit history? The Visa Platinum Student Credit Card from Atomic Credit Union helps you build credit responsibly and set yourself up for financial success as you move into adulthood.

• Available for students 18 and older enrolled in college, graduate programs, professional schools and trade schools
• 0% intro rate on purchases for the first six months (after the six-month intro period, the current Tier 1 rates will apply)
• Use online tools to pay bills or set up recurring payments for things like streaming services, phone plans or subscriptions
• Access emergency funds when unexpected expenses come up
• Earn rewards redeemable for cash back, travel points and merchandise
• Lower credit limits help manage spending and reduce risk
• Easier approval criteria tailored for students with limited or no credit history
• Educational resources and tools to help students learn about credit management and budgeting
• Students are eligible for an automatic credit limit increase after their credit card has been open 12 months (must have at least six on-time payments)
• A $20 Good Standing Reward is deposited to the account once each year for first five years if account is open and not in default