Operating Lines of Credit

Access funds when your business needs them with a flexible Line of Credit
Cover short-term expenses or unexpected costs with ease
Variable rates help keep payments manageable
Terms are typically 12 months
Staying focused on your goals

We’ll review your Line of Credit every year to make sure it’s still the right fit for your business.

Lock in the working capital your business needs

Sometimes it’s hard to predict exactly how much funding you might need. An Operating Line of Credit from Atomic Credit Union gives you the flexibility to tap into funds whenever you need them.


Use it to:

  • Hire seasonal staff or support growth initiatives
  • Cover gaps during periods of reduced cash flow
  • Address unexpected expenses or seize timely opportunities

Fuel your growing business with cash to finance your projects. Contact Atomic Credit Union or visit a branch in Southern Ohio to get started.

Keep your business prepared

With an Operating Line of Credit, your business can react quickly and confidently to whatever comes next.

Frequently asked question

If your application is submitted during operating hours and all required information is provided, you can expect a same-day response. Applications received after hours will be reviewed, and you can expect a reply on the next business day.

Tools to help your business succeed

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Get tips on how to expand your business and grow your success.

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