Business Certificate Account

Grow your savings with confidence
Start with a minimum deposit of $1,000
Choose terms from 3 to 60 months
Earn monthly dividends at a fixed, competitive rate
Maximize your savings with a simple strategy

Open multiple Certificates of Deposit with staggered maturity dates so you’ll have funds becoming available every few months—giving you flexibility while earning competitive dividends.

Plan for a specific purchase or strengthen your safety net with Business Certificates

With Atomic Credit Union Business Certificates, you can put excess funds to work and lock in fixed growth at some of our highest interest rates. Whether you want short-term growth over a few weeks or long-term earnings over several years, Certificates provide a high-growth, low-risk way to diversify your business savings plan—without the volatility of stocks or other investments.


  • Maximize your savings by keeping your money deposited for the Certificate's full term
  • Once your Certificate matures, cash out or choose to renew for additional growth
  • Penalties apply for early withdrawals
  • Deposits are insured up to $750,000 by NCUA and ESI

Grow your business's savings with confidence with a savings account from Atomic Credit Union. Contact us or visit a Southeast Ohio branch to open an account.

Tools to help your business succeed

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