Health Savings Account (HSA)
Your employer can withhold Health Savings Account contributions directly from your paycheck, helping you save consistently while reducing your overall income taxes.
Save for everything from broken bones to better teeth
By setting aside funds in an interest-earning HSA, you’ll have money available for serious medical treatments, routine care, and prescription costs. HSAs are designed for individuals and families with high-deductible health plans, offering tax advantages and flexible access to your funds.
- Annual contribution limits: $4,300 for individuals, $8,550 for families
- Contributions can come from pre-tax employer withholdings
- Tax-exempt interest and tax-free qualified withdrawals
- Use funds for hospital, doctor, dental, vision, mental health care, and prescriptions
- Competitive interest earnings with no monthly maintenance fees
- Access money via check, debit card, ATM, or Online Banking
- Includes four complimentary checks (additional checks available for purchase)
- Unused contributions roll over year to year
- Your HSA stays with you even if you lose or change your job
Atomic Credit Union offers a variety of savings accounts based on your needs. Open an account online or by visiting a branch in Southeast Ohio.
To qualify for an HSA, you must be covered under an HSA-eligible high deductible health plan (HDHP) and:
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