Member Assistance Program

Life can throw unexpected challenges your way, and we’re here to support you
Consolidate debt
Modify your loan terms
Request additional time to repay your loan
Equal opportunity for all

Atomic Credit Union is committed to providing equal opportunity for all. In accordance with federal laws and U.S. Department of the Treasury policy, we do not discriminate based on race, color, national origin, sex, age, or disability.

Get your finances back on track

Life can throw unexpected challenges—job loss, medical emergencies, or sudden expenses. If you’re having difficulty keeping up with your Atomic Credit Union loans or other debt, our dedicated and friendly staff is here to help.


  • Loan Extensions: Move current payments to a later time, often at the end of the loan term.
  • Loan Modifications: Adjust your loan terms—interest rate or payoff period—to make monthly payments more manageable.
  • Debt Consolidation: Combine higher-interest debt into a single loan with a lower rate and reduced monthly payments.
Get started:

Contact us at 800.652.2328, extension 1292, or email our Member Assistance Program to explore your options.