Mortgage Loans

A place where everyone gets the friends-and-neighbors treatment

Buying a home is exciting. Furnishing it is fun. And think of all the comfort and joy you’ll find inside your new space. But before you can enjoy those moments, you need the right financing—and that’s where Atomic Credit Union comes in.

Our mortgage lending team takes the time to put you at ease, clearly explain all your options, and help you choose the loan that best fits your financial goals.

• Fixed-Rate Loans: Stable monthly payments for predictable, long-term planning
• Adjustable-Rate Loans: Lower rates during the first few years for flexibility
• Loan Terms: Choose from 15- to 30-year options
• First-Time Homebuyer Programs: Support for purchasing your first home
• Low Down Payment Programs: Make homeownership more accessible
• Construction Loans: Short-term financing during building, converting to permanent mortgages when you’re ready to move in
• Vacant Land & Lot Loans: Low down payment options to help you secure property for your future home

At Atomic Credit Union, we’re here to guide you through every step—because buying a home should be exciting, not stressful.

Make your dream home a reality with Atomic Credit Union's home loan options. Apply online or by visiting us at a Southeast Ohio branch.