Business Loans

Fuel your business growth
Flexible financing for all types of purchases and projects
Fixed terms and payments to make budgeting easier
Quick, simple applications to help you get the funds you need
Borrow local

Secure financing with swift approval from decision-makers who live and work in your community—and truly understand your business needs.

Make your next business move with confidence

Strong partnerships keep your business growing and evolving to remain competitive. By working with Atomic Credit Union, you'll have a team of business lenders behind you to provide the affordable financing your plans require.


Fuel your growing business with cash to finance your projects. Contact Atomic Credit Union or visit a branch in Southern Ohio to get started.

Business Vehicle Loans

Reliable vehicles are essential to keeping your operations running smoothly. Whether you’re upgrading your fleet, adding a vehicle, or replacing one, Atomic Credit Union offers financing for cars, trucks, semis, and other specialty vehicles to support your business. 

  • Ideal for businesses of all sizes with diverse vehicle needs 
  • Flexible terms to fit your budget 
  • Fixed rates for predictable monthly payments

Commercial Real Estate Loans

Secure the financing you need to acquire, upgrade, expand, or refinance your commercial property. With Atomic Credit Union, you’ll work with business lenders who understand the Southeastern Ohio market and can help design a loan program that aligns with your goals and budget.

Whether you’re an owner-occupant or investor, our financing options provide the flexibility and affordability to help you close your next deal.

  • Ideal for purchases or refinances that support your company’s growth 
  • Commonly used for rental units, strip malls, and other commercial properties 
  • Flexible repayment terms to fit your budget

Construction and Development Loans

When it comes to commercial construction projects, you need financing from trusted experts who understand your goals. While you focus on building, Atomic Credit Union provides resources, guidance, and flexible financing options to help you complete your project on your terms.

  • Supports a variety of developments, including residential housing (for rent or sale), commercial, industrial, and similar uses 
  • One-time closing helps save on closing costs and mortgage-related expenses 
  • Dedicated team works closely with you from start to finish

Equipment Loans

Whether it’s factory machinery, heavy equipment, medical devices, IT hardware, or more, Atomic Credit Union provides affordable financing options to help your business acquire the tools it needs.

Frequently asked question

If your application is submitted during operating hours and all required information is provided, you can expect a same-day response. Applications received after hours will be reviewed, and you can expect a reply on the next business day.

Tools to help your business succeed

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