Privacy Notice

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Assets and account balances and payment history Payment history and credit history and credit scores
How?	All financial companies need to share customers' personal information to run their everyday business. In the sections below, we list the reasons financial companies can share their customers' personal information, the reasons Atomic Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Atomic share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes- to offer our products and services to you.	Yes	Yes
For joint marketing with other financial companies.	No	We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences.	No	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	No	We don't share
For non-affiliates to market to you.	Yes	Yes

Who is providing this notice?	Atomic Credit Union, Inc.
How does Atomic Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Atomic protect my personal information.	We collect your personal information, for example, when you: Open an account or apply for a loan Give us your contact information or give us your income information Provide identifying information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes -- information about your creditworthiness. affiliates from using your information to market to you sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Affiliates: Companies related by common ownership or control. They can be financial and non financial companies. Atomic Credit Union has no affiliates.

Non affiliates: Companies not related by common ownership or control. They can be financial non financial companies. Non-affiliates we can share with can include categories of companies, such as: insurance companies.

Joint Marketing: A formal agreement between non affiliated financial companies that together market financial products or services to you. Atomic Credit Union doesn't jointly market.

Facts: What does Atomic Credit Union do with your personal information?

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