Youth Accounts

Help your kids develop smart money habits early
Earn an increased dividend rate compared to regular savings accounts
Collect rewards for making regular deposits
Custom cards for kids

Let your child make their card their own. Atomic Credit Union offers a variety of debit card designs for kids age 10 and older—bring your child to a local branch and let them pick their favorite.

Gifts from Grandma. Dollars earned from chores.

Kids get money from all sorts of places—and often want to spend it right away. At Atomic Credit Union, we help the younger generation learn the value of saving, turning boys, girls, and teens into financially responsible adults with guidance from parents or guardians.


Account benefits:

  • No monthly fees
  • Higher dividend rates than regular savings accounts
  • ATM cards for kids age 10 and up, with spending limits based on age
  • No minimum deposit—start with as little as a penny
  • Earn rewards for making regular deposits
  • Free pouch and savings kit to track deposits

Atomic Credit Union offers a variety of savings accounts based on your needs. Open an account online or by visiting a branch in Southeast Ohio.

Check out our Student-Run Program!

Find scholarships and student resources.

Committed to your goals

We're dedicated to providing the products and resources necessary to help you reach your financial aspirations.

Tools to help you grow your family's savings

Savings Goal Calculator
Calculate the magic savings number

Get the key you need to meet your financial goals.

See the benefits of opening a youth account

Open a savings account for your child.

Bank easier, anytime you wish

Access online and mobile banking services.

Security Resources
Explore fraud prevention tips

Keep your personal information secure.