Student Products

Debit and credit cards give you convenient, immediate access to cash

Start building your savings for long-term goals

Student loans available through Sallie Mae to help fund higher education

Once your child turns 10, they can receive a free Debit Mastercard with their Atomic Credit Union account. Cards are printed in-branch, and two custom designs are available. Simply stop by a local branch to pick your child’s favorite style!

Monitor card transactions with digital banking tools
Use digital banking to turn your card "on" or "off" or to set spending limits
In addition to withdrawing funds at ATMs, you can also use your card to get cash back at many retailers
Link your card to mobile wallets like Apple Pay, Google Pay, or Samsung Pay for contactless payments
Chip technology encrypts your transactions to safeguard personal information
Breathe easier with 24/7 fraud monitoring and round-the-clock assistance from our card representatives

10+ and must have youth account

Looking to establish your credit history? The Visa Platinum Student Credit Card from Atomic Credit Union helps you build credit responsibly and set yourself up for financial success as you move into adulthood.

Available for students 18 and older enrolled in college, graduate programs, professional schools and trade schools
0% intro rate on purchases for the first six months (after the six-month intro period, the current Tier 1 rates will apply)
Pay bills or set up recurring payments for things like streaming services, phone plans or subscriptions
Access emergency funds when unexpected expenses come up
Earn rewards redeemable for cash back, travel points and merchandise
Lower credit limits to help manage spending and reduce risk
Easier approval criteria tailored for students with limited or no credit history
Educational resources and tools to help students learn about credit management and budgeting
Students are eligible for an automatic credit limit increase after their credit card has been open 12 months (must have at least six on-time payments)
A $20 Good Standing Reward is deposited to the account once each year for first five years if account is open and not in default

18+ enrolled in some type of schooling after high school (college, graduate program, professional school, trade school, etc.)

Start saving money for anything you can dream of. It's easy to open a Youth Account at a Student-Run Branch, any Atomic Credit Union branch location or online. Please note, students under the age of 16 need a parent's or guardian's proof of identification and their Social Security number.

Opening a youth account at Atomic Credit Union gives students the opportunity to participate in our award-winning Student-Run Program, provided their school is enrolled. It’s a hands-on way for students to learn about money, responsibility, and financial independence.
Atomic Credit Union gives students the first $2.00 for signing up
No minimum amount required to start saving
Earn increased interest for youth accounts
No fees for youth accounts
Free pouch organizer or savings register
Become eligible to earn scholarships from Atomic Credit Union as a senior in high school

Student under the age of 16 need a parent/guardian's proof of identification and their Social Security number.
Scholarship: Must be a member/ proof of enrollment required

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Give your child a head start on his or her financial future

Student Debit Card

Visa Platinum Student Credit Card

Youth Accounts

Sallie Mae Student Loan