Atomic Blog

  • July 12, 2021
  • The Ohio Credit Union League

Traveling in 2021

After more than a year of quarantine and ever-changing restrictions, Americans are ready to take that long-awaited summer vacation. Though travel is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel here on in.

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  • June 21, 2021
  • Atomic Credit Union

Welcome John, Mandy and Heather

Atomic Credit Union would like to announce the addition of three new managers!

Read More of the "Welcome John, Mandy and Heather" blog post

  • June 21, 2021
  • Ohio Credit Union League

Housing Market Changes

Big changes in the housing market last year provided good news to existing homeowners while presenting a challenge to consumers in the housing market.

Read More of the "Housing Market Changes" blog post

  • May 12, 2021
  • The Ohio Credit Union League

The resurgence of travel spending...

As vaccinations become more readily available across the country and the light at the end of the tunnel grows stronger and closer, Americans once again find themselves getting bitten by the travel bug and will likely resume spending money on travel.

Read More of the "The resurgence of travel spending..." blog post

  • April 07, 2021
  • The Ohio Credit Union League

Improving Financial Literacy

Each year, the National Financial Educators Council releases a National Financial Literacy Test, which is taken by Americans of all ages, financial positions, and backgrounds. The test measures participants' knowledge as it pertains to earning, saving, and growing their money.

Read More of the "Improving Financial Literacy" blog post

  • March 22, 2021
  • The Ohio Credit Union League

Financially Recovering From A Job Loss

Many Americans have spent the last several months getting back into the workforce after being laid off due to the COVID-19 pandemic.

Read More of the "Financially Recovering From A Job Loss" blog post

  • March 17, 2021
  • The Ohio Credit Union League

Paying Taxes

Since 1913, Americans have been paying taxes to the federal government with states adopting similar programs in 1930.

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  • January 07, 2021
  • Ohio Credit Union League

Paying Down Credit Card Debt

Just when you thought 2020 was devoid of good news for Americans - here is a small financial reason to smile!

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  • December 04, 2020
  • Ohio Credit Union League

Maximizing Tax Withholdings...

While changes can be made at any time to a W-4 form, the end of the year is a good time to review tax withholdings.

Read More of the "Maximizing Tax Withholdings..." blog post

  • November 09, 2020
  • The Ohio Credit Union League

Managing Holiday Expenses

It's supposed to be the most wonderful time of the year....

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  • October 16, 2020
  • The Ohio Credit Union League

Considering a car purchase...

Purchasing a car can be complicated, and perhaps an even more difficult decision to manage during the COVID-19 pandemic.

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  • October 16, 2020
  • Atomic Credit Union

Atomic Credit Union Named a 2020 Best Credit Union to Work For!

For the seventh consecutive year, Atomic Credit Union has been named one of the 2020 Best Credit Unions to Work For in the $200M - $500M asset category.

Read More of the "Atomic Credit Union Named a 2020 Best Credit Union to Work For!" blog post

  • September 30, 2020
  • Atomic Credit Union/Ohio Credit Union League

Saving on Energy Costs

With October around the corner, we'd hate to admit it, but Winter is coming.

Read More of the "Saving on Energy Costs" blog post

  • September 05, 2020
  • Ohio Credit Union League

Understanding Your Credit Score

Healthy credit is a key component of qualifying for mortgages, auto loans, and even new jobs.

Read More of the "Understanding Your Credit Score" blog post

  • August 17, 2020
  • Atomic Credit Union

Atomic Donates $1,000 to Jasper Elementary

The Jasper Elementary Redstreaks Student-Run Credit Union in Piketon received a donation of $1,000 from Atomic Credit Union

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  • August 17, 2020
  • Atomic Credit Union

Back To School Outreach

For the second year, Atomic Credit Union joined forces with Compel Street Ministries for the annual Back to School Outreach school supply giveaway.

Read More of the "Back To School Outreach" blog post

  • August 05, 2020
  • The Ohio Credit Union League

Staying Safe From Identity Theft

Identity theft is on the rise and wreaking havoc on the lives of many Americans. While everyone is at risk and there's no foolproof way to safeguard against it, learning how to protect yourself from this type of fraud can go a long way in lowering your risk of identity theft.

Read More of the "Staying Safe From Identity Theft" blog post

  • July 08, 2020
  • Atomic Credit Union

Local Student Wins Ohio Credit Union Foundation Video Scholarship Contest

Atomic Credit Union is proud to announce that one of their youth members has received a scholarship through the Ohio Credit Union Foundation.

Read More of the "Local Student Wins Ohio Credit Union Foundation Video Scholarship Contest" blog post

  • July 08, 2020
  • Ohio Credit Union League

Understanding the mortgage process...

Most would agree - home ownership is part of the American Dream.

Read More of the "Understanding the mortgage process..." blog post

  • June 09, 2020
  • Ohio Credit Union League

Financial Literacy in a Crisis

The COVID-19 crisis has caused income loss, uncertainties, and an increase in fraudulent attacks throughout Ohio and nationwide.

Read More of the "Financial Literacy in a Crisis" blog post

  • June 05, 2020
  • Ohio Credit Union League

Preventing Elder Fraud and Financial Exploitation

Seniors are the fastest growing population segment in Ohio and the Scripps Gerontology Center projects more than 1 in 4 Ohioans will be age 60 or older by 2025.

Read More of the "Preventing Elder Fraud and Financial Exploitation" blog post

  • May 29, 2020
  • Atomic Credit Union

Rebuilding Your Savings After A Pandemic

COVID-19 has caused a financial mess - affecting people's income, savings accounts and jobs.

Read More of the "Rebuilding Your Savings After A Pandemic" blog post

  • April 03, 2020
  • Atomic Credit Union

Deposit Safety and Share Insurance

While the COVID-19 pandemic brings many uncertainties, your membership at Atomic Credit Union shouldn't be one of them.

Read More of the "Deposit Safety and Share Insurance" blog post

  • March 31, 2020
  • Credit Union Times

Social Distancing and Online Fraudsters

Social distancing from the coronavirus outbreak prompted many consumers to go online for purchases, but a new TransUnion survey also found 22% of Americans have been targeted by digital fraud related to the outbreak.

Read More of the "Social Distancing and Online Fraudsters" blog post

  • March 12, 2020
  • Atomic Credit Union

First Place in the Nation for Youth Financial Education

We are very excited to announce that Atomic has achieved first place in the nation in our asset category for the DesJardins Youth Financial Education Award!

Read More of the "First Place in the Nation for Youth Financial Education" blog post

  • March 10, 2020
  • Ohio Credit Union League

The Importance of Saving

Most Ohioans are putting away money for emergencies, but there are still many that struggle financially and may be unprepared for those unexpected expenses.

Read More of the "The Importance of Saving" blog post

  • January 14, 2020
  • Roy Urrico - Credit Union Times

Should CUs Worry About Industry Breaches

How do breaches affect credit unions? Are they shielding their member base, caught staring at the headlines but not acting, planning for the worst or just hopeful they will get lucky?

Read More of the "Should CUs Worry About Industry Breaches" blog post

  • December 13, 2019
  • USA Today Network; Special to Lancaster Eagle-Gazette

Energy-Saving measures can help make winter green

Conserving energy is a great way to protect the planet and save money. While energy bills might be highest in the summer thanks to air conditioning units, certain factors around a house can make winter more wasteful and costly than it needs to be.

Read More of the "Energy-Saving measures can help make winter green" blog post

  • December 10, 2019
  • Sharon Epperson, Jessica Dickler of CNBC

7 Ways To Cut Your Tax Bill Before December 31st

The final few weeks of the year aren't just for last-minute shopping and holiday parties. It's also a crucial time for tax savings.

Read More of the "7 Ways To Cut Your Tax Bill Before December 31st" blog post

  • November 15, 2019
  • Ohio Credit Union League

Best Ways to Manage Your Holiday Expenses

With the holiday season right around the corner, consumers are often unprepared for the additional expenses for those special presents and occasions and exit the holiday season with debt—a gift that unfortunately keeps on giving.

Read More of the "Best Ways to Manage Your Holiday Expenses" blog post

  • October 24, 2019
  • Credit Union National Association

The CU Difference is Clear!

Credit unions continue to make the best financial partner for 115 million Americans despite the latest bank attacks, CUNA Chief Advocacy Officer Ryan Donovan wrote to Congressional offices Thursday, part of CUNA’s continuing efforts to highlight the credit union difference to policymakers in the face of inaccurate bank claims.

Read More of the "The CU Difference is Clear!" blog post

  • October 03, 2019
  • Atomic Credit Union

Welcome Tyler Pierpont

Atomic Credit Union would like to welcome Tyler Pierpont as the new Staff Attorney at the Administrative Office in Piketon, located at 711 Beaver Creek Road.

Read More of the "Welcome Tyler Pierpont" blog post

  • October 02, 2019
  • Atomic Credit Union

Forbes' List of America's Best Credit Unions

Have you ever wondered whether you truly have the best banking relationship provider?

Read More of the "Forbes' List of America's Best Credit Unions" blog post

  • August 14, 2019
  • Atomic Credit Union

2019 Annual School Supply Drive A Success

The Annual School Supply Drive hosted by Atomic Credit Union went off without a hitch!

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  • August 01, 2019
  • Dave Ramsey

15 Ways To Teach Kids About Money

If you don't teach your kids how to manage money, somebody else will.

Read More of the "15 Ways To Teach Kids About Money" blog post

  • July 01, 2019
  • Stacy Clarkson, Contributing Columnist, The Portsmouth Daily Times/AIM Media Midwest

Beware of Social Security Scams

Social Security is committed to protecting your personal information. We urge you to always be cautious and to avoid providing sensitive member information such as your social security number (SSN) or bank account information to unknown people over the phone or internet.

Read More of the "Beware of Social Security Scams" blog post

  • June 27, 2019
  • David McHugh - Associated Press

Digital Money Will Arrive With A Warning

An international financial monitor warned world leaders on Tuesday that wider use by retail shoppers of cryptocurrencies like Libra, unveiled last week by Facebook, would need “close scrutiny” by regulators.

Read More of the "Digital Money Will Arrive With A Warning" blog post

  • June 05, 2019
  • Ohio Credit Union League

How To Avoid Financial Fighting

It's not uncommon for couples to stress about money. According to an Ohio Credit Union League 2019 consumer survey, 38 percent of Ohioans say finances have been a main cause of stress in their romantic relationship.

Read More of the "How To Avoid Financial Fighting" blog post

  • May 13, 2019
  • The Akron Beacon Journal via The Chillicothe Gazette

There's Still Time To Save Social Security

The challenges facing the Social Security and Medicare Hospital Insurance trust funds are largely demographic, in the shape of an aging population.

Read More of the "There's Still Time To Save Social Security" blog post

  • April 30, 2019
  • Jackie Borchardt, Cincinnati Enquirer/USA Today network

New Ohio Payday Loan Laws in Effect

One in 10 Ohioans has taken out a so-called payday loan, traditionally where money is borrowed against a post-dated paycheck. But as of Saturday, the traditional payday loan disappeared from Ohio, thanks to a law passed last year intended to crack down on sky-high interest rates and sneaky fees.

Read More of the "New Ohio Payday Loan Laws in Effect" blog post

  • April 10, 2019
  • Ohio Credit Union League

Could You Improve Your Financial Literacy?

April is National Financial Literacy Month and although not all Ohioans feel the strain of poor financial understanding, as a whole, the state's financial literacy could use improvement.

Read More of the "Could You Improve Your Financial Literacy?" blog post

  • March 28, 2019
  • Ohio Credit Union League

Informed Consumers are Better Protected

On average, Ohioans consider themselves adept at protecting their personal information, but research suggests that may not be enough to keep identity thieves at bay.

Read More of the "Informed Consumers are Better Protected" blog post

  • February 14, 2019
  • NPR - James Doubek

Americans Lost $143 Million in Online Relationship Scams Last Year

The Federal Trade Commission is celebrating Valentine's Day by reminding people to not get scammed when looking for love.

Read More of the "Americans Lost $143 Million in Online Relationship Scams Last Year" blog post

  • February 12, 2019
  • Ohio Credit Union League

Sticking to Financial Resolutions

Ohioans, like most Americans, entered 2019 hoping to better their finances, but many have likely already fallen off track.

Read More of the "Sticking to Financial Resolutions" blog post

  • January 30, 2019
  • Eric Volkman, The Motley Fool

4 Times To Open A Money Market Account

There are instances where a savings account or certificate of deposit just won't do.

Read More of the "4 Times To Open A Money Market Account" blog post

  • January 30, 2019
  • Atomic Credit Union

Atomic Credit Union Wins 2018 Business of the Year

The Pike County Chamber of Commerce named Atomic Credit Union the 2018 Business of the Year during the annual banquet, which was held Thursday, January 24th, at the Vern Riffe Pike County Career and Technology Center.

Read More of the "Atomic Credit Union Wins 2018 Business of the Year" blog post

  • January 25, 2019
  • Chillicothe Gazette - Lisa Bariage, OSU Extension

Saving Money When Budgets Are Tight

Could you use a little more money? Perheaps, you spent too much over the holidays or your spouse has been impacted by the government shutdown?

Read More of the "Saving Money When Budgets Are Tight" blog post

  • January 14, 2019
  • Ohio Credit Union League

Remaining Vigilant During Tax Season

How much do you really know about taxes?

Read More of the "Remaining Vigilant During Tax Season" blog post

  • January 11, 2019
  • Atomic Credit Union

Logan Branch Opening 1/14/19

Atomic Credit Union is excited to announce the opening of their newest branch in downtown Logan!

Read More of the "Logan Branch Opening 1/14/19" blog post

  • December 20, 2018
  • Tom Purcell: Trib Live

I'm Dreaming of a Debt-Free Christmas

Merry debt-fueled Christmas, America! According to a recent NerdWallet study, nearly 40 million Americans are still struggling to pay off credit-card debts from last Christmas.

Read More of the "I'm Dreaming of a Debt-Free Christmas" blog post

  • December 12, 2018
  • Geoff Williams, U.S. News & World Report

9 Ways to Live Well and Spend Less in 2019

With the start of the New Year ushering in a clean slate, now is a perfect time to revisit financial goals and strategize ways to maximize savings.

Read More of the "9 Ways to Live Well and Spend Less in 2019" blog post

  • December 10, 2018
  • Ohio Credit Union League

Why checking your credit score can pay off

For many, credit scores come with judgment, risk, and security, which is why many Ohioans are paying attention to them.

Read More of the "Why checking your credit score can pay off" blog post

  • December 05, 2018
  • Ohio Credit Union League

How to choose the correct credit card for you

Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health.

Read More of the "How to choose the correct credit card for you" blog post

  • November 05, 2018
  • Ohio Credit Union League

Six Ways To Prepare For Retirement

Planning for retirement can be daunting, leaving even the most prepared individuals feeling anxious.

Read More of the "Six Ways To Prepare For Retirement" blog post

  • November 05, 2018
  • Atomic Credit Union

Forbes Announces Atomic Credit Union as one of the Best-in-State

Forbes, an American business magazine, has named Atomic Credit Union one of the Best-in-State Credit Unions in the State of Ohio.

Read More of the "Forbes Announces Atomic Credit Union as one of the Best-in-State" blog post

  • October 25, 2018
  • ABC News

Americans who don't have a bank account at lowest level ever

The percentage of Americans who do not have a bank account fell to a record low last year, the Federal Deposit Insurance Corp. said Tuesday, a sign that the economic fortunes of the country's most vulnerable people continues to improve.

Read More of the "Americans who don't have a bank account at lowest level ever" blog post

  • March 22, 2018
  • Atomic Credit Union

Welcome Chad Knittel

Atomic Credit Union would like to announce Chad Knittel as the new Collections Manager at the Administrative Office in Piketon, located at 711 Beaver Creek Road.

Read More of the "Welcome Chad Knittel" blog post

  • March 05, 2018
  • Elizabeth Weintraub

How To Sell Your Home In The Spring

Tips for Winning Over Spring-Time Home Buyers

Read More of the "How To Sell Your Home In The Spring" blog post

  • February 13, 2018
  • Credit Union National Association

The Science of Saving

Youth Month officially kicks off on April 1st and runs through the entire month of April. This year's theme is "The Science of Saving".

Read More of the "The Science of Saving" blog post

  • January 25, 2018
  • Justin Pritchard of 'the balance"

How To Write A Check

It may seem elementary, but some do not know how to write a check properly. With the popularity of debit cards, young adults rarely write checks. But in those rare occasions they need to, here are some steps that will help.

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  • January 23, 2018
  • WikiHow

Valentine's On A Budget

If you're worried that your funds can't stretch far enough to give your beloved a Valentine's Day to remember, don't worry!

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  • January 05, 2018
  • Ohio Credit Union League

New Year, New You, New Budget

Just like swearing off chocolate and carbs, sticking to a household budget is a New Year’s resolution easier made than accomplished. In fact, last year only two in five U.S. adults said they had a budget and kept close track of their spending throughout the year, according to the National Foundation for Credit Counseling's 2017 Consumer Financial Literacy Survey.

Read More of the "New Year, New You, New Budget" blog post