Atomic Credit Union is expanding its social distancing practices by modifying our lobby operations. All in-person credit union services are available by appointment only. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available. Learn More 


Important Updates regarding the Coronavirus (COVID-19): Learn More


For information regarding SBA Paycheck Protection Loans please contact us at


Please be advised, all Atomic Credit Union locations will be closed Friday, April 10th, in observance of Good Friday.

Fee Schedule

Service Fee

Official Checks/Money Orders


Courtesy Pay Overdraft Fee (ODP Fee)


Non-Sufficient Funds Fee

(May Be Referenced as NSF or Overdrawn)


Deposit Items Returned Unpaid Fee, per item


Account Research and Account Balancing Assistance


Visa Gift Card


Stop Payment  


Outgoing Wire - Domestic


Outgoing Wire - International


Draft/Check Copy


Statement Copy


Interim Statement Copy


Dormant Account 


Excessive Transfer- Per transfer above

3 per month to cover overdrawn accounts.




Returned Mail Fee


Child Support Check


Main Account Closed- Applied if an account

is closed within 6 months of opening.


Levies, Executions and Garnishments


Starter/HSA Checks


Non-Member Coin Machine Fee


Loan repayment book


Account Processing



* Fee applies each time an Item or Transaction is presented whether created by check, ACH (Electronic Items), Debit Card, ATM Withdrawal or other.

** Reduced by $3.00 for a Loan/Credit Card or Average Account Balance of $50.00 or more. Reduced by $1.00 for eStatement enrollment. Waived for Youth Account Members, Members age 62 and over and Health Savings Account holders.