Share Rates
Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
Regular Savings |
0.05% |
0.05% |
$5.00 |
IRA Savings |
0.10% |
0.10% |
n/a |
Club |
0.05% |
0.05% |
n/a |
Money Management I |
0.08% |
0.08% |
$2,500 - $9,999.99 |
Money Management II |
0.10% |
0.10% |
$10,000 - $49,999.99 |
Money Management III |
0.15% |
0.15% |
$50,000 - $99,999.99 |
Money Management IV |
0.20% |
0.20% |
$100,000 and greater |
HSA |
0.25% |
0.25% |
n/a |
Youth Accounts (Ages 0-19) |
0.30% |
0.30% |
$5.00 |
Certificate Rates
Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
3 Months |
0.05% |
0.05% |
$1,000 |
6 Months |
0.10% |
0.10% |
$1,000 |
12 Months |
0.15% |
0.15% |
$1,000 |
18 Months |
0.20% |
0.20% |
$1,000 |
24 Months |
0.25% |
0.25% |
$1,000 |
36 Months |
0.30% |
0.30% |
$1,000 |
48 Months |
0.40% |
0.40% |
$1,000 |
60 Months |
0.50% |
0.50% |
$1,000 |
Loan Rates
Loan Type |
Maximum Term |
Minimum Rate |
Annual Percentage Rate |
New/Used Cars** |
84* |
3.99% |
4.32% |
Motorcycles** |
72 |
7.25% |
7.59% |
Recreational- up to 72 months** |
72 |
5.74% |
6.07% |
Recreational- 72 to 120 months**** |
120 |
6.74% |
6.92% |
Equipment** |
72 |
5.00% |
5.33% |
Signature*** |
48 |
10.24% |
11.92% |
Share Secured***** |
60 |
2.00% |
2.00% |
Disclaimers:
Rates subject to change without notice.
Actual rates may vary based on one or more of the following: loan type, loan amount, age of collateral, term of loan and credit score.
Please contact your local branch for more information.
*Minimum $25,000.00 loan amount to be eligible for 84 month term, otherwise 75 month maximum loan term.
**Annual Percentage Rate is based on a $20,000.00 loan with a $125.00 Loan Origination Fee, $35.00 VSI Premium and a 60 Month Term.
***Annual Percentage Rate is based on a $3,000.00 loan with a $50.00 Loan Origination Fee and a 24 Month Term.
****Annual Percentage Rate is based on a $20,000.00 loan with a $125.00 Loan Origination Fee, $35.00 VSI Premium and a 120 Month Term.
*****No Loan Origination Fees Apply.