Share Rates
| Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
| Regular Savings |
0.25% |
0.25% |
$5.00 |
| IRA Savings |
0.50% |
0.50% |
n/a |
| Club |
0.25% |
0.25% |
n/a |
| Money Management I |
0.40% |
0.40% |
$2,500 - $9,999.99 |
| Money Management II |
0.50% |
0.50% |
$10,000 - $49,999.99 |
| Money Management III |
0.70% |
0.70% |
$50,000 - $99,999.99 |
| Money Management IV |
1.00% |
1.01% |
$100,000 and greater |
| HSA |
1.00% |
1.01% |
n/a |
| Youth Accounts (Ages 0-18) |
0.50% |
0.50% |
$5.00 |
Certificate Rates
| Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
| 3 Months |
0.40% |
0.40% |
$1,000 |
| 6 Months |
0.45% |
0.45% |
$1,000 |
| 12 Months |
0.50% |
0.50% |
$1,000 |
| 18 Months |
0.60% |
0.60% |
$1,000 |
| 24 Months |
0.80% |
0.80% |
$1,000 |
| 36 Months |
1.25% |
1.26% |
$1,000 |
| 48 Months |
1.60% |
1.61% |
$1,000 |
| 60 Months |
1.90% |
1.92% |
$1,000 |
Loan Rates
| Loan Type |
Maximum Term |
Minimum Rate |
Annual Percentage Rate |
| New/Used Cars** |
84* |
3.74% |
4.06% |
| Motorcycles** |
60 |
7.00% |
7.33% |
| Recreational- up to 60 months** |
60 |
5.49% |
5.82% |
| Recreational- 60 to 120 months**** |
120 |
6.49% |
6.67% |
| Equipment** |
72 |
5.00% |
5.33% |
| Signature*** |
48 |
9.99% |
11.64% |
| Share Secured***** |
60 |
2.00% |
2.00% |
Disclaimers:
Rates subject to change without notice.
Actual rates may vary based on one or more of the following: loan type, loan amount, age of collateral, term of loan and credit score.
Please contact your local branch for more information.
*Minimum $25,000.00 loan amount to be eligible for 84 month term, otherwise 72 month maximum loan term.
**Annual Percentage Rate is based on a $20,000.00 loan with a $125.00 Loan Origination Fee, $35.00 VSI Premium and a 60 Month Term.
***Annual Percentage Rate is based on a $3,000.00 loan with a $50.00 Loan Origination Fee and a 24 Month Term.
****Annual Percentage Rate is based on a $20,000.00 loan with a $125.00 Loan Origination Fee, $35.00 VSI Premium and a 120 Month Term.
*****No Loan Origination Fees Apply.