Ohio Homebuyer Plus Program

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Unlock the American Dream

Take advantage of this high- interest savings account to build your down payment and turn your homeownership dream into reality. 

Account Highlights

  • $100 minimum to open
  • $100,000 maximum balance
  • Account must be used within five years
    • Balance should be used to fund a down payment or mortgage closing costs





Ohio Homebuyer Plus offers specialized, tax-advantaged savings accounts for Ohioans to use on their homebuying journey. Individuals who open an account will have access to above-market interest rates and may also qualify for certain Ohio state income tax deductions.

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Ohio Resident

Participants must have their current primary residence located in the State of Ohio

Minimum Age

Participants must be at least 18 years of age

Use of Funds

Account proceeds must be used toward the down payment or closing costs of a home purchased in Ohio, with the home becoming the new primary residence of the participant

Agree to Terms

Participants must review and agree to the terms of the program before the account is opened, which can be found here

Still have Questions.... 

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