Important Updates regarding the Coronavirus (COVID-19): Learn More Atomic Credit Union lobbies have reopened. We will recognize every Wednesday from 10am to 11am as specially designated lobby service hours for our at-risk population of members. Social distancing practices are in place and appointments are also available. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available.


***An update for our 24-Hour Telephone Teller Users***
We have discovered new technology that will enhance our members' experience while using the 24-hour telephone teller system. Because of this discovery, we have delayed the implementation of the automated system to mid-June. This will ultimately allow us to provide a better product to you, our member! We apologize for the delay, but know you will be happy with the end result! For all your banking needs, please contact us by calling 800.652.2328 or emailing

Personal Loans

A Financial Boost When You Need It

When you need extra cash for bills, purchases or anything else, our Personal Loans provide options with great rates. Our personal loans are the solution. We'll help you find the right product for your specific needs so you can get the extra money you need to get ahead.

Two options to suit your needs

  • Small Loans allow you to borrow money when you don't have a lot of collateral
  • Signature Loans let you borrow money when you have no collateral