Important Updates regarding the Coronavirus (COVID-19): Learn More Atomic Credit Union lobbies have reopened. We will recognize every Wednesday from 10am to 11am as specially designated lobby service hours for our at-risk population of members. Social distancing practices are in place and appointments are also available. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available.

Home Mortgages and Home Equity Lines of Credit

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  • Home Mortgages and Home Equity Lines of Credit
Come Home to a Better Lending Experience

Buying your own home is a significant accomplishment, and we're committed to helping you reach this important goal. Our credit union mortgage options for members are ideal for purchases and refinances, and our equity products can help you use the equity in your home to pay for large expenses. We'll thoroughly explain your options and simplify the process as much as possible.

Choose from various mortgages and home equity options

  • Fixed and adjustable rates available for various terms 
  • First-time homebuyer programs help those new to homeownership
  • Low down payment programs available
  • Construction Loans provide financing for your custom build
  • Vacant Land and Lot Loans available with low down payment options
  • Apply for a home equity line of credit (HELOC) for home renovations, college expenses and other uses, with unlimited access to your credit line
  • Choose a fixed-rate home equity loan when you know exactly how much you need to borrow