Important Updates regarding the Coronavirus (COVID-19): Learn More Atomic Credit Union lobbies have reopened. We will recognize every Wednesday from 10am to 11am as specially designated lobby service hours for our at-risk population of members. Social distancing practices are in place and appointments are also available. Please contact us at 800.652.2328 for appointment availability. Drive-Thru, ATM and Digital Banking Services remain available.


***An update for our 24-Hour Telephone Teller Users***
We have discovered new technology that will enhance our members' experience while using the 24-hour telephone teller system. Because of this discovery, we have delayed the implementation of the automated system to mid-June. This will ultimately allow us to provide a better product to you, our member! We apologize for the delay, but know you will be happy with the end result! For all your banking needs, please contact us by calling 800.652.2328 or emailing

Youth Accounts

It's Never Too Early To Start Saving

Atomic Credit Union is invested in the future of our young generation. We are eager to teach wise saving and borrowing habits at an early age with our Kirby Kangaroo Accounts and Teen Accounts. Whether they're infants, teens or anywhere in between, our Youth Accounts get them on the right path.

With no fees and double dividends, these savings accounts grow faster.

  • Kirby Kangaroo makes saving fun for children ages 0 to 12
  • Our teen accounts help older children beef up their savings 
  • ATM cards available for members ages 10 and up with limits based on age
  • Read our Children's Online Privacy Policy


Benefits of a Youth Account at Atomic Credit Union

  • Earn rewards for saving
    • Earn rewards when you make regular deposits
    • No minimum deposits-You may deposit as little as a penny each time
  • Earn extra money
    • Earn double interest on your account
    • No fees
  • FREE Kirby pouch & Savings Kit for Kirby Members- To organize your records and deposits