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Student Loans Made Simple — Because We Know Paying for School Can Be Stressful

Navigating the cost of higher education can feel overwhelming. Between tuition, books, housing, and everyday expenses, it’s no surprise that many students and families feel anxious about how to make it all work. At Atomic Credit Union, we understand the pressure that comes with financing your education — and we’re here to help.

Student Loans Made Simple — Because We Know Paying for School Can Be Stressful
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  • Posted July 10, 2025
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That’s why we’ve partnered with Sallie Mae®, a trusted name in student lending, to offer a range of student loan options for all types of students. Whether you’re an undergraduate, graduate student, or parent helping to support your child’s education, our loans are designed with flexibility and affordability in mind.

 

Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:

 - Competitive variable and fixed interest rates

 - No origination fee or prepayment penalty*

 - Multiple repayment options

Learn which loan is right for you

 

Undergraduate and career training students

Smart Option Student Loan®

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school or for professional training and trade certificate courses (culinary, technical, etc.) at a nondegree granting school.

 

Graduate

Graduate School Loan

Pay for expenses as you pursue your master’s and doctoral degrees

MBA Loan

Pay for your business school expenses as you pursue your Masters of Business Administration degree

Medical School Loan

Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine

Dental School Loan

Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics

Graduate School Loan for Health Professions

Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs

Law School Loan

Pay for your school and associated expenses as you study for your law degree

Learn which loan is right for you

 

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Atomic Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here [links to partner landing page] for additional eligibility information about each product.

*Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE

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