New & Used Car Loans

Get the wheels you need to go the distance
Financing available for new and used cars, pickups, SUVs, and vans
Flexible repayment terms of up to 84 months
For all life's twists and turns

Safeguard one of your biggest investments. Add Credit Life, Disability, and GAP insurance to your auto loan to protect your finances and your vehicle.

Fast, friendly Auto Loans

Our loan approvals move as quickly as you do. At Atomic Credit Union, we make applying simple—so you can spend more time on the road and less time on paperwork.


Loan benefits:

  • Get pre-approved for a smoother dealership experience
  • Fixed monthly payments for easier budgeting
  • No prepayment penalties
  • Convenient automatic payments from your checking account
  • Explore refinancing options to save money

Secure the right vehicle for you with fast financing with Atomic Credit Union's auto loans. Apply online or by visiting a Southeast Ohio branch.

Auto Loans for recent graduates

Get the ride you need to start your next stage of life.

  • Special terms for recent college or trade school graduates, including those with little or no credit
  • Up to 100% financing for qualified loans
Committed to your goals

We're dedicated to providing the products and resources necessary to help you reach your financial aspirations.

Frequently asked question

If your application is submitted during operating hours and all required information is provided, you can expect a same-day response. Applications received after hours will be reviewed, and you can expect a reply on the next business day.

Tools to help you land your dream car

Savings Goal Calculator
Calculate the magic savings number

Get the key you need to meet your financial goals.

Learn the importance of building credit

Receive a guide to build the credit needed to secure a great rate.

Bank easier, anytime you wish

Access online and mobile banking services.

Security Resources
Explore fraud prevention tips

Keep your personal information secure.